No you don't...However you will be getting the most accurate quote having the VIN # to your car or truck. Having the year, make and model is great but many manufactures have several submodels of the same car or truck. For example a simple google search for a 2018 Toyota Camry will show that there are 7 submodels ranging in prices from $23,495 - $34,950. Not only is the price of the vehicle going to make a difference the options and safety features can play a big difference in determining prices on car insurance too. These factors can change the symbols that insurance carriers use to determine rates and that can make a difference in your insurance cost.
We always recommend to our Insurance Family when looking for a new car to call us with the VIN # and let us go over some options before purchasing a car. 👍