Maryland Drivers now required to carry valid proof of insurance while driving.

Effective October 1, 2016 all drivers in Maryland are required to carry valid proof of insurance, and present it during traffic stops, at the request of a law enforcement officer. Your Insurance Identification card is required to list the following information: 

1. First Named Insured on the motor vehicle liability policy;
2. Vehicle covered under the motor vehicle liability insurance policy; and,
3. Period for which coverage under the motor vehicle liability policy is in effect. 

It is important to be aware of this new law and that a fine will be eventually be enforced. Please make sure that you have current proof of insurance in all of your vehicles. Make sure that your address is correct with your insurance company. The new law also allows for insurers to provide an electronic Insurance Identification Card with insured's consent. If you need updated ID cards please call either of our offices at 410.651.1111, or 410.749.2220 and we can email ID cards to you. To see the article from the Maryland Insurance Administration click here.

Attention: Farmers Non-renewal notices

If you or anyone you know receives a notice of non-renewal from Farmers insurance please ask them to call our agency. Farmers has withdrawn from the independent agency channel and have decided to non-renew all existing customers. Our agency has been successful in moving our customers to other carriers. In many cases with lower premiums and just as good of coverage as they had with Farmers. Recently we have been contacted by people who are insured with Farmers however have no idea who their agent is. Please, if you have friends or family that are insured with Farmers and they receive a non-renewal notice give them our phone number 410-651-1111, or 410-749-2220. We will take the stress of the non-renewal notice away and probably be able to save them money as well. It would help if they have a copy of the non-renewal notice as well as a current copy of their policies. 

Your friends at Gary K. Marshall Insurance Agency! 

Fire causes $100,000 in damage to Delaware home from Fire pit

Delaware homeowner causes fire from fire pit. See the original article regarding the fire in the insurance journal by clicking here.

With the cooler temperatures on the way more of us will be entertaining family and friends outside. Many homeowners have installed fire pits, or fire bowls to sit and relax outside and enjoy cooking over them. Fire pits while quite enjoyable for you and your guest come with added responsibilities. If you have a fire pit please take a moment to read some safety and maintenance tips. Fire Pit Safety + Maintenance Guide

Happy Labor Day Weekend

Our office will be closed on Monday September the 5th for Labor Day.

Enjoy your long weekend at the beach, barbecuing with family and friends, or whatever you choose to do have fun and be safe. And for a quick refresher on the history of Labor Day click here.

We hope that your long weekend is free from insurance related events however if one arises please call us at 410.651.1111 and leave us a detailed message. Also be sure to call your claim in directly to the claims reporting number located on your policy or your insurance card. For a list of most carriers claims lines you can find them by clicking here. You are also able to make payments over the phone or online with most companies by simply calling your company's customer service line or visiting their website as well.

Your friends at Gary K. Marshall Insurance Agency

Happy 4th of July!

Happy 4th of July!

Our office will be closed on Monday the 4th of July.

We hope that you get to enjoy your long weekend and that you get to spend it with family and friends. If your plans have you traveling please drive safely. Test your knowledge about Independence Day - American History Quiz it is a fun quiz! 

While we hope that your long weekend is free from insurance related events however if one arises please call us at 410.651.1111 and leave us a detailed message. Also be sure to call your claim in directly to the claims reporting number located on your policy or your insurance card. For a list of most carriers claims lines you can find them by clicking here. You are also able to make payments over the phone or online with most companies by simply calling your companies customer service line or visiting their website as well. 

Your friends at Gary K. Marshall Insurance Agency

Memorial Day

Our office will be closed on Monday the 30th in observance of Memorial Day.

We hope that you get to enjoy spending your long weekend with family and friends. If your plans have you traveling please drive safely.  And while we we are all spending time with our loved ones let's not forget the men and women who died while serving our country the real reason for Memorial day. For a great refresher on the history of Memorial Day click here. 

While we hope that your long weekend is free from insurance related events however if one arises please call us at 410.651.1111 and leave us a detailed message. Also be sure to call your claim in directly to the claims reporting number located on your policy or your insurance card. For a list of most carriers claims lines you can find them by clicking here. You are also able to make payments over the phone or online with most companies by simply calling your companies customer service line or visiting their website as well. 

Your friends at Gary K. Marshall Insurance Agency

Are you still trying to save?

Unless you are one of the lucky powerball winners of 1.6 Billion Dollars you are probably still looking to make sure you have the best insurance coverage for the best price. Call our office and in a few minutes we will look at several of the areas top carriers to find you not only the best price but the best coverage for all of your insurance needs. Call 410.651.1111, or 410.749.2220.

Happy New Year!

Counting our blessings and wishing you more. We hope that you enjoy the New Year in store. Wishing you a Safe and Happy New Year from your friends at  

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* Our offices will close at 1:00 New Year's Eve and reopen Monday January the 4th.

Office hours for Thanksgiving

We wanted to wish you and your family a

Our office will be closed Thursday the 26th and Friday the 27th for Thanksgiving. We will reopen Monday the 30th at normal business hours.

While we all spend time with our families this Thanksgiving we wanted to offer thanks to you, and let you know we appreciate your business.

Have a wonderful Thanksgiving!

Claims lines and Hurricane Joaquin updates

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It looks like Hurricane Joaquin has made a turn and will not make landfall but heavy winds and rains could still cause damage. We want to make sure you are prepared in the unfortunate event that you have a claim. Please write down your policy number and the claims phone number to your insurance company. It is also a great idea to have a phone number of a remediation company that can mitigate damage until an adjuster can arrive.  Below are numbers and links that you may find useful.  

Track the storm   

Royal Plus, Inc Disaster Clean-UP and Restoration 

443.859.2117 or 866.404.7537 (24/7)

Customers should state they were referred by Gary K Marshall Agency as your policyholders receive priority service

Other restoration companies

Ready.gov - Flood

Claims reporting lines:

AIC                                                                 1-800-841-5241

ALLRISKS                                                    1-800-366-7475

ALLSTATE                                                   1-800-547-8676/1-888-323-5872

ALLSTATE COMMERCIAL                    1-800-359-1000

ALLSATE FLOOD                                      1-800-547-8676

AMERICAN MODERN                             1-800-375-2075

AMERICAN RELIABLE                           1-800-245-1505

ATLANTIC SPECIALTY LINES                         1-800-368-2095 (LEAVE MESSAGE IF AFTER HOURS)

COASTAL AGENTS ALLIANCE             1-888-724-7574/1-877-667-8124

COMMONWEALTH                                1-800-396-6226

DAIRYLAND                                               1-800-532-2525

ENCOMPASS                                              1-800-588-7400

FARMERS                                                    1-800-435-7764

FARMERS OF SALEM                              1-866-862-7886

FIDELITY/WRIGHT FLOOD                 1-800-725-9472

FOREMOST                                                 1-800-527-3907 (EXCEPT AUTO)

FOREMOST AUTO                                    1-800-274-7865

FREDERICK MUTUAL                            1-800-544-8737

HAGERTY                                                    1-800-922-4050

IFA                                                                 1-877-432-2277

MAIF                                                                         1-800-492-7120

MAIN STREET AMERICA                      1-877-425-2467

MARKEL                                                      1-800-236-2862

PENN NATIONAL INSURANCE           1-800-942-9715

PROGRESSIVE                                           1-800-274-4499

SAFECO                                                        1-800-332-3226

TAPCO                                                          1-888-437-0373

TRAVELERS                                               1-800-252-4633

TRI-STATE                                                  1-800-556-7894

UNIVERSAL PROPERTY & CAS           1-800-425-9113

Attention Commercial Property Owners

Has your lessor’s risk or commercial master condo policy gone up again?

We can help! Contact us and let our commercial department start doing the legwork to find huge savings and any gaps in your current policy. Some examples of properties that our agency has recently saved enormous amounts of money while providing more liability protection are listed below. Most of these property owners had just maintained their coverage with the company that had written the policy when they purchased the building which can be a costly mistake.

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1. Commercial Master Condo Policy located in Somerset County 5 units 7200 sq foot building- almost unbelievable savings of 60% off of their current premium! This savings also includes lowering the deductible and increasing liability limits over 1,000,000

2. Lessors Risk in Wicomico County 4 unit apartment building 4000 sq foot building - a savings of over 50% off of current premiums

3. Lessors risk in Wicomico County 2500 sq foot office building -  a savings of over 35% and increased liability limits over 1,000,000

4. Lessors risk in Somerset County 1700 sq foot office building- a savings of 30% and increased liability limits over 1,000,000

These savings are of real of customers that we have helped.  Contact our commercial department today and let us work for you!

Visit www.garymarshallagency.com or call either of our office 410.651.1111 or 410.749.2220. You can also email david@garymarshallagency.com

Life insurance that offers the Best of both worlds?

Do you want the best of both worlds? Hw about a low cost term life insurance policy that provides your family the protection that they need and offers you options such as all your money back tax free or a reduced paid up policy at the end of the term? If your interested in this exciting product email me for more information.

David@garymarshallagency.com

Sugar Rush Cake Pop Drawing!

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Who wants cake pops??? Our next drawing will be for 24 assorted cake pops from SugarRush by Theresa! Stay tuned for the rules to enter our drawing and in the meantime check out SugarRush's page if you haven't already! You won't be disappointed! Keep an eye out for official details to be entered to win!

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